Closing
The closing is where everything comes together. While every closing is different depending on the type of property and type of loan the steps below are typical.

Sellers
Sellers verify their identity and sign all documents related to sale of the home and transfer of the title. They may choose to complete their side of the sale at the same time as the buyers or sometimes circumstances require them to close hours or even a days before the buyers. Funds are not distributed until the buyers complete their side of the transaction.

Buyers
Buyers verify their identity and sign documents. In closings where a mortgage is involved a buyers signs all loan and mortgage documents to accept the loan then sign documents related to the transfer of the property title.

Closer
The closer is responsible for verification of buyers and sellers identities. They gather together all documents from the lender and title company into a closing packet and make sure all parties sign the necessary documents.

Once the closing is complete the closer distributes the funds to the appropriate parties, including the sellers, title companies etc. The documents are then filled with the required state agencies.